Freedom to fail. '08' could have been one of the greatest cleansings of our nation in generations but instead we got scammed and then force feed the kool-aid of how good it was that wall-street won out over main-street. 

For electrical you need to know if they are replacing the whole panel and if there is old knob and tube or other wiring in the house where it is spliced inside the walls.

Just know what you're buying as there's still a lot of FP panels, 60 amp service, aluminum wiring, asbestos tiles/tape, and plaster & lathe walls.  

Just look back on what the expectations/forecasts were of interest rates at the end of 2023, nobody (even wall street) seemed to be listening to Powell's meetings and were overly optimistic.

Megan Luckily the math part isnt too high level just addition, subtraction, some mulitplication and division but we as a community can all help you through it.Leave the complicated math for the wall street quantative analysts and derivative traders.

You could take your pay in cash even and let the surplus build up in a wall safe or something.

Finally, I might be novice to alternative investments but to your point, I believe Norada just ran into an economics wall and lost its ability to meet obligations.

The biggest mistake new investors make is to walk a property, maybe explain in general terms what they want and then let the contractor come up with the SoW.For a bedroom this could be:- replace carpet- repair closet dooror- remove carpet- remove curtains, nails and screws- replace closet doors, entry door SKU#- replace window SKU#- refinish hardwood floors 144 sqft, clear/oil-based- prep and paint all woodwork- patch walls, texture, paint walls eggshell white clay, ceiling flat white- replace light fixture SKU#, replace lightswitch w decora/white, replace 3 outlets&covers- install blinds SKU#Obviously, the cost would be quite different.

Seems like a good opportunity on the surface

I pull permits for removal of load bearing walls, addition of bathrooms or bedrooms, addition of footage.