It's mostly Class A properties, a few Class B.You may find the below copy & paste info useful in addressing your question:----------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

Hey, if you get married you'll be able to shield an extra $250k in capital gains!!

I started with single-family homes and then moved on to condos, typically holding onto properties longer than I probably should.

Gaining clients from your interactions should be a secondary goal. 

If my business owner bank statements did not gain me an approval, I was going to go the hard money route.

Your problem will be them incurring capital gains taxes simply so you can get a commission.

I’ve been in the industry for a little under a year now and have gained a solid understanding of the market here.

These are typically interest only and require a payment of 1-4 points up front depending on your area and the PML.

@Jemini LeckieRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

When investing in high cash-flow markets, I always recommend working with an investor friendly agent so you're able to gain the right insight on the different areas and the risks involved.