<--- "3.2 file" is a standard mortgage industry format used to transmit the data in loan files. 

What happens if one of the kids transmits it to a high risk person.To cover my backside I'd probably have an attorney send a warning letter. 

Talk about a health and safety issue and the potential for a transmitable disease.

This Agreement may be executed in counterparts and transmitted via facsimile, with each facsimile copy being deemed to be an original, but such counterparts, when taken together, shall constitute but one agreement.24.