Looking to knock out all credit card debt early next year and rebuild the 6 month emergency fund.

.: @Mike HernThanks Mike, I played that card 2 years in a row and this time I can't find another good reason.

Suppose you have $46,000 mortgage at 8% interest on restaurant, $22,900 SBA loan, $3,900 at 1.75% interest on a microloan, $23,00 on temporary 0% interest credit cards all for the same business totaling $95,000 in debt. 

This software allows me to keep one bank account (and 1 credit card) for all my properties as you can categorize each expense to the property it's correlated to.

POF's and cash buyer and other lists notwithstanding. the free trial was 15 days, I cancelled on day 14 and they charged my card immediately AFTER my cancellation.

I don't think a gift card is necessary at this point, but if you can exchange addresses and phone numbers that would be great.Think like a neighbor....they are going to be worried about parties, noise, trash, etc.

We have some credit card debt we are hyper focused on paying down , and 34K in my student loans (not touching currently due to SAVE plan with the zero percent interest).

Similar to a credit card.

Also the brand new AC unit put in by the seller was stolen before tenant moved in - thieves climbed a 7 foot fence.

There are several benefits of having cash in the bank/liquid reserves versus an open end mortgage (a.k.a) credit card.