@Sean Anthony to us, this situation is really no different than a nonpaying tenant.We try to work with tenants, as "life happens", while keeping pressure on them by moving forward with the eviction process.

keep in mind 2.9 % or really any mortgage in the 4's was a once in a investors lifetime situation.

Your situation is so difficult, and the best plan is to get financing before we need it. 

There are pros/cons to the bay area vs out of state and everyone's situation is different to reach their goals within their own timeline. 

To ease the situation, consider offering a buyout agreement where they pay a lump sum to end the lease early.

Would love to hear what has worked for others in similar situations!

The honest answer is to be on the safe side, the property you're referring to: GC524550 2811 SW ARCHER RD, #V-177, GAINESVILLE, FL 32608 in the Brandywine neighborhood is one of the condos that are not in a good financial situation.

My question is, could the city be responsible for this situation?

I also happen to be a Turbotenant user so I am almost in the same situation.

however, if you could find a loan product that worked for you and your situation, its a fantastic idea in my mind, and worth taking a swing for.