IE securing them paying tax's insurance etc etc. 

What do you do to ensure that the tenant is responsible for security deposit disputes since that is the largest reason for owner lawsuitsHow familiar are you with the newly changed laws that can affect you the owner if they are not used correctly?

I have heard about doing deals with little to no cash down but I'm skeptical about whether creative financing options are truly viable.

Otherwise, I recommend option two, using a personal loan.

Being a 20 year mortgage expert and real estate investment veteran, we used our mortgage company to secure below market financing.

Unfortunately as was pointed out in a forum post about a week ago there is no option on this calculator to include a second or third mortgage.

Over the past several years it has seem there have been more and more options.

Our names go on title and our loans have the real estate as collateral so they are “secured loans.”  

-Decreased security deposit to 1x for MTR.

Just swinging for the fences herePortfolio Loan or Blanket Loan: Use the combined equity of both properties to secure a new loan.