Throughout my journey I've come to terms with the fact that this is going to take many years of failures before I will be able to see a little bit of reward.

By collapsing a segment of regional lenders, it becomes a consolidating event, because you the "evil genius's" of it all get to swop in wearing a hero's disguise, claim the victors conquest/rewards while staking you "must do it for the common good" and the sheeple applaud your consolidation vs fight it. 

Each asset class has its own pros and cons, or risks and rewards.  

Hey Megan, I'm glad you're interested in Section 8 investing—it can be a very rewarding niche, but it’s definitely got its share of challenges.

Adjust return based on holding time and risk reward.

That was not as rewarding experience as the first responder.

**Risk and Reward** - If the engineer or developer is assuming some risk (such as project financing, delays, or cost overruns), their higher percentage may be justified

Plus the rewards certainly outweigh this cost.

Suffer through and you'll eventually be rewarded.

Not true, investing out-of-state can be very rewarding especially if you invest in an affordable market like Memphis, TN with a trusted investor agent.