A lot of DSCR programs I'm familiar with don't cut back LTV like that until you get to 5+, generally 1-4 units are classified together with maybe some kind of rate adder for 2-4. 

WE all get paid at the same time when the property closes I get my money back and my agreed on captial partner split they get the rest.. for some it works great we help them scale.. for others that just do a few a year and are dialing for absolute cheapest rates and have the money for downpayment and to make payments etc.. thats the route they will go usually broker who is putting them into a large lenders program and raking points off the top and at closing..

I’m starting off wanting to get into a primary residence that I plan to house hack and then figure out the next move into investment properties but that’s down the roadwith all that said, are there other ways that im not thinking of to 1.

So for the first property which will cost over $1 mil to construct, there will be stacked loans, essentially $280K will come from loan assistance program,( the name is not correct but the same idea).

I second @Erik Estrada Chase offers great programs for business, multifamily, and conventional loans for commercial properties.

We utilized the down payment program and use our own money to fix it up.

We also do zoom calls and workshops 4-5 times a month, and offer different programs for both beginner and experienced investors.   

We also have the RTR Academy, which is our online investing education and coaching program for those who want a bit more guidance and structure to help them expedite their goals.

Or should I grab plans from a local builder and work with their architect to modify the plans to more of my style?

I imagine this is a similar model to Redfin's associate agent program that pays by hour/tour.