I have read several real estate investment books, have watched and listened to over 300 hours of videos and pod-casts.

Popped to the top of the forum somehow, mods you can delete. 

Hey everyone, I am new to the BP Forums, but have been listening to the pods for a while now.

Hi, I'm totally new to the forums but I have been listening to the pod casts for months now and have learned so much. 

I am assuming they paid what was due but I understand loan mods don’t have to be recorded so there is a chance they worked something out with the bank and they may have a larger loan amount than implied in original deed of trust.  

I'm currently working a 10-year plan for retirement, at which point I would like to relocate (to the Outer Banks, N.C.) and allow one of my sons to take over the mortgage payments on my residence (financed at 3% thanks to a loan mod from several years ago).Credit is okay but not great.

@Ron Fletcher like I said before I drive my own truck and that doesn’t leave much time for reading but I have listened to several podcast and webinars I’ve learned a great deal but im not quite sure if my numbers are correct I’ve found a couple deals but I’m not sure if I’m doing things correctly I’ve ran numbers on at least 15 homes and duplex’s and 5 good deals I’ve felt would be good investments both short and long term for my market my next goal would be a hard loan I haven’t had the time comfortably learn about hard loans and loans in general give me a few days 18 hrs in a truck leaves a long time for audio books and pod cast rich dad poor dad changed my preception ofMy life and money i look forward to listening to richest man in Babylon

If the seller showed the affordability to be approved for a mod, the servicer may want proof that those modified payments can not be made (further hardship explanation).

Up to now I have learned a lot by perusing the forums and listening to the pods but I know the best way to learn is by doing.

I just recently picked up Brandon Turners book on Rental Property Investing and have been listening to the BiggerPockets pod cast daily.