Just too many variables, why expose oneself to all that.Dave

An adverse possessor cannot be adverse and hostile to oneself. 

I believe in the majority, investors are made.Donald Trump would learn from his father while growing up"Born" would be more of born with the entrepreneurial/investor spirit.Surely that is powerful.By immersing oneself in a community of investors hearing their testimonies,picking up references used to make decisions, adopting beliefs,attitudes,mindset of the same, one becomes/MADE an investor.

@Ronald Thompson: Having an overall investment portfolio plan first, which includes all the account types, and the goals that you want to achieve, will help in making a justification as to which account is the best to use for oneself.

Ultimately can't blame anyone else for poverty but oneself.

Concerning all acts of initiative (and creation), there is one elementary truth that ignorance of which kills countless ideas and splendid plans: that the moment one definitely commits oneself, then Providence moves too.

I'm sure you read 4 hour work week , if not you need toHowever, your generstion needs to learn everything is not always a passionI have much to share on thisProbably will write a bookI'm really a writer, academic by tradeThat forced myself to work against my passionI became a electrician heating and airI can do Sheetrock flooring tilingDo trim work I forced myself to learn intrinsic value so I would not have to pay contractors and eat profits that are so vital to retain in early stagesMost people are like meThey are just ordinaryThey can't create corporations and syndications of raising capitalYour generation has many good ideasBut the falsity of always following passionAnd not understanding of developing left hand in basketball is self defeating and propels disallusionment and neglects to look at one self long and hard in mirror 

It's always the other guy that's "being greedy"; never oneself!  

If you don’t live to far I think for your first one self manage.

We'd like to combine our 401(k)s into (hopefully one) self-directed fund.