Still may be competition and multiple investors but certainly a good tool to have in the toolbelt.

Like others said, there's no specific area that you could invest but rather the area where you have a competitive advantage.

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Being that rates are up it's another way to offer exatly what you mentioned; the chance to own for a couple hundred bucks more than renting.Thoughts?

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they usually say stick it in the bank.. so you can offer them a nice return above bank CDs and on an asset they already know and like etc..

While Treasuries are often viewed as "risk-free" investments, certain real estate deals in today’s market offer a compelling alternative—especially when purchased at a deep discount.Take, for example, a 1,000+ unit apartment complex in a suburb near Michigan.

Anyone that has sold items privately would have countered any offer. 

i think less competition is primarily going to mean less margin per deal. 

As for offering subject-to financing, this is something that can be advertised under 'seller financing' in our local MLS, and there's investors that search specifically for listings with that marked, so that should introduce your property to a new set of buyers that may not have considered it before.