I would also caution if you are intending on a vacation rental be very cautious of the individual town restrictions.

Generally a "local" lender may just have more restrictions and even though they know the area, that's really what a great realtor and PM should be able to inform you on.

Unless there's access restrictions and access is required for an appraisal or lender inspection, there's no reason why a buyer can't use financing even if the property is advertised as cash only.

Questions Regarding Property Registration Restrictions in a Joint Venture Model:Are there any restrictions when attempting to change the property registration with the county (through the title company) if the property has an active Hard Money Loan or DSCR Loan?

What I'm not sure about is STR restrictions in this area but that's easy enough to find out.

However, many lenders and insurance companies are tightening restrictions and premiums for these types of properties.

Many have restrictions... even for long-term rentals!

Switzerland does impose some restrictions on foreign and non-residents buying property but you can still buy and several members of my family actually own property there.

Then, when something looks odd, you can reference the deep-dive report to better ID it:)

All kinds of restrictions on selling, moving and financing.