Banks can be notoriously slow.

There was an episode on American Greed about Remington financial.. they were in business over 20 years their target was small commercial to bigger multi or commercial.. they charged 5 to 10k DD fee's estimated they brought in over 200 million in the 22 years they operated.. by the time the FBI was done with them.. they could not establish that they had made more than 11 loans in all those years.... long prison sentences. your instincts are fine and intact.

I no longer struggle getting out of bed going to work at a prison that sucks the energy and life out of you.

stay away @Judy Le  that just smells 'not legal' and when you mess with federal govt funds, you do go to jail/prison.  

On top of that, I will be buying these properties under an LLC, which is notoriously difficult in this area without a larger down payment.

His tenancy with me lasted about 4 months; he went back to prison after knifing someone at a barbeque who was hitting up on the new girlfriend he had hooked up with. 

My original question related to the definition of acquisition date as my settlement statement is as of 6/10/16, but there was a delay of getting access to the house due to a signature problem (mom died, 4 children as heirs and one them was in prison.  

However be aware these types of people usually file motions and to continue to exploit legal loop holes, in order to stay in the property longer, so take no prisoners. 

I build homes in Dallas TX which is notorious for poor soil which in turn leads to many foundation issues.

Also, Zillow is notoriously inaccurate on their current value estimates so I would put no stock in their appreciation projections.