These 'Micropolis' or mini cities exist all over the US, they are centers of there county and although they are stagnant in job and population growth, they are a necessity for all surrounding towns.  

The agreement can be as simple as to say the 'property owner A' and property owner 'B' hereby acknowledge the proximity of their respective driveways and affirm that neither property has any easement right/necessity over the other.The concern here from a lender/title perspective is the ability to claim a prescriptive easement right.

A surplus could be good because they're spending less or it could be bad because the HOA is neglecting some of the necessities. 

Sort of like wearing two pairs of underwear just in case.Those seeing the necessity for LLC will argue strongly in there value.

It's easier for someone making $100K to save $40K than "average" people making $50K a year to save anything (cost of necessity is same for everyone). 

https://www.njconsumeraffairs.gov/regulations/Chap...Look at page 15.I think Jared is likely correct -- this is probably more about getting something to base scope upon, not a licensed architect legal necessity.   

A car is pretty much a necessity there. 

We find that regular purging is a necessity, 'if we haven't used it in a year' then it goes.  

If it were a high end property it may be a necessity item but if middle or lower class it is a negative I personally would not consider investing in.  

["Spending kids inheritance" has become an epidemic, whether of necessity, or, purposefully].