Let's break down a realistic timeline for building your REI business without burning out or risking your day job.  

So investors want someone with a long track record of reliable and risk adjusted returns.

Something I do with my wife is quarterly money dates.

But the banks pocket that money.

You might save a full percent just doing that and you have tons of money you didn’t pay in points.

  :)   There's so many Gurus pitching this and that without mentioning the risks to them and to the buyers.So glad to hear re your business model being fair to the buyer.   

As mentioned, we "openly and notoriously" record the deed for the world to see so there is no hiding things from the bank (which could be construed as fraud not to mention poses many other risks for creditor liens, etc.) 

While I could have gone lower I am lowering my risk tolerance because I expect a recession in late 2019 to 2020.

While it makes homeownership more accessible, it is a good sum of money that is not contributing to your equity.2. 

However, if single-family homes prove financially viable, I’m happy to continue building in that niche.Since these homes and projects are significantly cheaper than my market, the risk is relatively lower for me and can do at least two at a time.The ChallengeOne of the biggest hurdles is finding reliable contractors and subcontractors in the area.