There might be some confusion around the 60-day rollover rule which allows you to move money from one IRA/401k to another (both pre-tax and Roth).

I have not received any return on my money. 

Then keep the speed of money & time moving to make more money in the end.

Another option is a hard money loan to cover both the purchase and rehab, which can then be refinanced with a DSCR loan once the rehab is complete.

: Patience💡 What upgrades are actually worth the money right now?

I love what @Greg Scott said about deploying larger chunks of money and level of effort required.

My name is on the deed, but I don't have enough money to do what needs to be done.  

For example, incorporating energy-efficient solutions and smart home technology has been a game-changer in similar markets, especially when paired with features like office spaces that cater to remote workers.As for potential add-ons, corporate housing partnerships are a brilliant suggestion!

In general, parking is one of those things that is not exactly fun to deal with, but it makes a ton of money.

All of this done with zero money down, no mi and better rates than you'll get on any other loan program.