For the most part, most lenders are going to be relatively close in cost assuming we are talking about a straight forward loan product, we all borrower from the same pool of money to make these loans. 

So, that was a waste of time and money, right?

Traditional bank loans can be slow and have strict requirements, while hard money and private lending seem to offer more flexibility.For those who’ve secured funding before, what’s been your experience?

I have not received any return on my money. 

Here’s some guidance to help with your next steps:Hard Money Loan: Hard money lenders can often cover both the purchase price and some rehab costs (up to 70-75% of the after-repair value or ARV).

You can use seller financing, or you can use hard or private money.

To get things "shaking and my blood pumping again" lol as money is tight.

The same money could buy 1-2 full properties that would rent for more, depending on the market you choose. 

I am always happy to chat about hard money - and I am biased, but I think I am an excellent communicator!

@Geoff Engel If you don't want to be a landlord but still want to be involved with investing you could be a private money lender for flips or in partnerships and bring the money to the deal.