I'm Paul from NorCal, passionate about real estate investing for long term rentals I'm particularly passionate about finding deals outside of California Excited to learn and connect with you all! 

I'm thinking long term rentals will be a good retirement plan.

These areas could all be excellent long-term plays.

I think we will see more "adult" families living together...kids move back in or parents move in with kids.The traditional apartment model was based on 12month leases, but jobs are not always 12 months and people want flexible terms, so co-living often offers that.Seems like younger people between 20-30 and some other age groups don't want to get married and start that housing pathway our parents and grandparents took.   

Given California's hostility towards landlords, you would also need enough cash to weather some long evictions.  

Keep in mind, you should have already had a conversation with the hard money Lender to know their terms and process, and be ready to perform. 

The benefit of this is that you are not paying Hard Money rates so in long term there is a lot of savings going this route.

I'll share for myself real quick - Mine is fairly straightforward - all long term rentals, filing single. 

@JC Wu yes I do think that SF and core Bay Area has mid to long term appreciation upside.

The high HOA fee is already a factor, so ensure you’re comfortable with the overall carrying costs.Focus on the Land Value: Since the lot has development potential, you’re looking at this as a long-term investment.