at a high level, I would focus on what their problem is first and in your messaging be upfront on how we can "help each other". 

I still talk my coach once or twice a month to thank him for pushing me and keeping me grounded, but the level up of success is due the group I've surrounded myself with to keep me focused on that next level. I

Keep in mind when areas appreciate so does the rent and eventually higher appreciation areas can have very high CF if not the highest compared and even above 2% level is very common for the longer runs.

@Aaron Klatt yes it’s credit cards, it’s because I been listening to BP podcasts for about a month and I am ao excited that I just want to jump in the water and do flips to replace my income and then move into Buy and hold.

Hi BP,As I move forward with my real estate career and look to take it to the next level I have been in search of a mastermind group or group of like minded individuals to help push and motivate each other.

I had talked to them myself they had offices in PHX  and I had a complicated model I was doing at the time it was 2010 capital was frozen.. and they were just too quick to approve me all I had to do was send in the 10k to get to the next level.. I

We own 3 properties now and are ready to take it to the next level. I

On a personal level, I would still keep it separate for my own calculations and analysis.

@Edgar Butler Jr it is very dependent on what your comfort level is when dealing with equity.

If you are a surgeon making $200,000 a year then you can probably pay most major expenses out of your monthly income.Everyone's financial situation and risk level is different.