If the seller misrepresented tenant conditions, consult a real estate attorney about potential legal action.

I don't see any sense of urgency from you, so no one adjudicating this case would either, or end up taking any action!

A tiny % of people can avoid the hard work by getting creative or lucky, but most have to work hard, take action, and be patient. 

I call the process "thinning the herd", and each year I evaluate the property performance and either take actions to increase the individual property performance or sell the under performer. 

We took legal action and got a legal judgement against him. 

What would be a good actionable for you now is to visit open houses in areas you think you like and starting talking with Listing Agents at those homes.

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Given these circumstances, I believe there may be grounds for a class action lawsuit against these companies, and their owners.

I already run up expenses for my trading income on a credit card because Im responsible and its helpful when building credit, Im also on my families card or something of that nature, but at my age I am not entirely sure what the best course of action for credit building is any tips would be very helpful!

IF the lender does find out the lender can choose what course of action to take.