Fees should be clearly stated in writing, easy to understand, and justifiable.

Local references are invaluable because those lenders have proven themselves in your market.Work with Reputable Companies: Some well-known DSCR lenders with a solid reputation include Lima One Capital, LendingOne, Kiavi, RCN Capital, Visio Lending, and Easy Street Capital.

I was using Cozy and it was super simple and easy to navigate.  

Not a lot to add here, just the simple advice to make it as easy as possible to pay rent. 

It's easy to obtain, costs very little, and doesn't require extra, on-going effort to maintain.

The lender did not use a servicing company, and the pay history is being contested (which should be easy to prove)2.

I also had to get it approved by the city which was pretty easy. 

Easy to keep it to a comfortable temp.

I wish I could give you a quick and easy answer but that is just not how my brain works lol!!!!

I liken it to the "cash value life insurance for retirement success" or "invest in crypto to become a quick easy millionaire" ideas.