Carlos Amaya
REI Education & Networking event – Charlotte NC - The Cash-Flow Breakfast Club
4 January 2025 | 0 replies
A community of growth oriented, abundance mindset, go-giver individuals with a BARE MINIMUM commitment to become financially free through real estate investing.We focus on providing education and building networks to help every member solve their cash-flow freedom equation, so they can have the time-freedom needed to follow their passions, make a lasting impact and even change the world!
Michael Plaks
Crazy technicalities: how the IRS defines your age. Spoiler: it depends.
29 December 2024 | 1 reply
The answer is NO, based on the language of Section 152(c)(3)(A):...an individual meets the requirements of this paragraph if...
Sharad Bagri
Umbrella Insurance for partnership
2 January 2025 | 2 replies
When I partnered with friends on a multi-unit property a few years ago, we chose individual umbrella polcies from our personal providers.
Rene Hosman
Have you ever moved your HSA to get better investment options?
15 January 2025 | 10 replies
Ideally I'd like the ability to invest in individual stocks of my own choosing (fractional shares is a plus), a diverse option of index funds, and ETFs.Has anyone found a great banking option to have the most flexibility with your HSA investments?
Abigail King
Real Estate Meet Up
2 January 2025 | 5 replies
Whether its for investors, agents, or just a general meet up for like minded individuals .
George Daly
Weather Impact on Deal Analysis
5 January 2025 | 5 replies
Think about your individual chances of being affected.
Leah Miller
Bank Won't Close Due to FEMA Disaster Designation
29 January 2025 | 24 replies
Sounds interesting.Hi Leah, as you might imagine, most of the benefits focus on individuals and properties directly impacted by the disaster.
Jeff Ryan
Mobile home purchase (on rented lot) for single family home investment
6 January 2025 | 14 replies
Have you always invested in owning the parks, or have you purchased some individual mobile homes in parks you haven't owned also?
Jules Aton
Back in the day...
13 January 2025 | 16 replies
.: The applicant needs a social security number or an individual tax ID number (ITIN).
Jack B.
What are the risks of DSCR loans?
19 January 2025 | 9 replies
I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.