•If CPI remains high (3.4% or above): Mortgage rates are likely to stay at current levels or even increase slightly as the Fed remains restrictive.

I agree with you that builders are increasingly buying entitled lots, it is a unique side of the industry. 

Routine maintenance and unforseen maintenance costs; insurance rates (they are increasing all over), property taxes and vacancy rate.

The shorter the prepayment term has an impact on increasing the rate.4.

Quote from @Micah Huffman: I am considering relocating to Nashville for a job promotion that would be a 20% increase in pay possibly more.

Not understanding that...The $41.45 is what's called a Resident Benefits Package, and is growing in popularity in our industry.

The BEST method for real estate investing is very simple: increase earnings, reduce expenditures, save, and invest from your own funds.You should focus on increasing earnings and learning how to manage your budget.

That would mean in so so years networth would increase by $600K if my maths are correct lol.

Your option there would be to increase the duration of the payments or pay him more down if you have the cash. 

In the first half of 2024, Nassau and Suffolk saw 45% and 43% increases in inventory respectively.