I read, listened to audios, took courses, and attended events and seminars.

Statistically, I would bet that many of these properties could be at risk from a similar event before the reconstruction could even be completed.What is the new premium on a $5-10-20M insurance policy and how could it ever be recuperated during the life of the policy or length of the average 30 year loan? 

I would add to this account every month, allowing me to pull from it whenever there was a large repair or capex event. 

Insurance is going to protect you financially from lawsuits, damages, total losses, and other scenarios we can't even begin to imagine until it actually happens.You'll want to have a broker you can work with and trust that will make sure you're properly protected in the event of a loss.

Our market heavily relies on the universities event calendar, so wanted to weigh in here on some recommendations. 

Here are some coming on BP: https://www.biggerpockets.com/forums/521-real-estate-events-...We have a list of a lot more investor meetups that I will happily share with you. 

I have just always wondered that when we go to a hotel and they give us bottle to celebrate an event. 

If you know of any good groups or events, I’d really appreciate the recommendation.Thanks so much for your time!

Go to GET STARTED > EVENTS AND MEETUPS at the top of your screen.

There are several big name annual events.