lol mari....getting hoa tips here is like getting diet tips at krispy kreme....i am all for HOA. unfortunately, many people don't have a pride of ownership in their homes and could care less what it looks like from the street. i think there are people that want nothing to do with HOA communities (as u see here) and its absolutely thier choice to not live there....seeing that your question is asking about rules for the HOA (and not whehter you should have one or not), i will focus on that.definitely, definitely, DEFINITELY seek counsel and get a lawyer that specializes in HOA and realestate. my current HOA is in a bitter lawsuit regarding our validity and it appears that when the transfer occured from the builder to the community there was a snafu. each state has laws that hoa's must follow and you don't wanna just 'wing it'. our lawyer told us to cease opertaions right now until after our may 20 court date.....sounds optimistic!

This new reality makes it actually a healthier socioeconomic environment.

If we came out of the past eight Bush years feeling as if we were on a governmental diet, I woud concur with you Ken.

That way the cash flow is a lot healthier.

That's why insurance companies try to have a "healthier" patient base than their competitors and this also, unfortunately, creates a cycle of each company trying to have a healthier base than its competitors, thereby making insurance harder and harder to get for everyone.

Even though I'm back and healthier than ever and back as a Real Estate investor, it is very hard and at times demoralizing.

Have you applied other techniques to support your subsequent success in real estate such as meditation, yoga, exercise routine, improved diet, etc?

It took me about 2 to 3 years to actually learn all the intricacies involved within the dieting and posing practice required to bring out the artistic aspect of all the hard work involved along the way.When pursuing a worthwhile goal, there’s usually a fair amount of monotony involved that may seem quite boring to the outside spectator.

Or gone on a diet?

So I would take the opposite position and bet that more foreign money will flow into the US RE market until those economies become healthier.