@James Wise , I agree that engaging with petty disputes isn’t productive.

Unfortunately there is a rate adjustment adjustment between 75% and 80% ltv on almost any product.

His book: https://store.biggerpockets.com/products/real-estate-side-hu...His IG: https://www.instagram.com/devonkennard/

Vystar went into further discussions with me regarding how they could structure the deal, if I choose their Construction to Perm product if I wanted the land to also be in the loan. 

The other flag was Lee pitching one product or another every other day!

I think we all know about the importance of black out curtains and a comfortable bed and linens, but after buying the wrong product, I have learned how important a good vacuum is to many travelers.

The Legends stuff go on sale all the time and are pretty high quality.I have this one at home - https://www.atgames.us/products/legends-gamer-proSurprising quality and you can load a different firmware and have access to over 1000 old arcade games.

This company was big name, in business for decades, nationwide product, BBB rated, every contractor who uses the product needs to be licensed with the manufacturer so we figured we we would be okay with 1/2 down, 1/2 at completion. 

Also can you list some banks that allow the soft pulls when applying for business products.

It isn't the metric you can talk about on a national scale, but if you keep buying the same product in the same area it is a very easy quick and dirty method to know how you are doing compared to other buys.