This is the sum of all of the sources of gain including not only cash flow and appreciation but also depreciation and amortization of the loan. 

Only your half of the gain qualifies. 

Take the $500,000 capital gain avoidance.  

Right now, homeowners across the country are seeing record amounts of equity.According to Intercontinental Exchange (ICE), the average homeowner with a mortgage has $319,000 in home equity.Why Have Homeowners Gained So Much Equity?

Im dedicated to learn this bisiness and gain the experience the right way.

Bureau of Labor Statistics (BLS) confirms Texas added the most jobs in the nation from December 2023 to December 2024 with a gain of 284,200 nonfarm jobs, significantly ahead of all other states.

I’m not even an official member of his community, but the knowledge and support I’ve gained from following him have been invaluable.

Just be mindful that you can't 1031 a personal residence but it might be eligible for capital gain exclusion from section 121.

Many investors in NY like the idea of house hacking because:- They can invest with a low down payment (similar to what a 20% down payment would be OOS)- They gain hands-on acquisition, project management, and property management experience.

if you have lived in the property for 2 out of the least 5 years you will not pay taxes on the gain, so if you want to sell make sure you do it soon enough to take advantage of that tax advantage.