Hi @Michael Fuller.

@Michael Fuller, as mentioned, this will really depend on lender, but 70-75% seems to be fairly common in my experience.

Originally posted by @Michael Fuller:@Jason Leavitt I didn’t know that it was a limit to units for the fha loan @Ryan Avila ok how much do mortgage insurance usually cost @Ryan Stumbaugh I added the points in the closing costMichael, google FHA MIP, as well as FHA self-sufficiency test.

Be kind but firm with your tenants, understand that sometimes they will see you as the bad guy because you will have to do things that will disappoint them (ie, raise rent/deny requests) and that not every tenant will have the emotional intelligence to not lash out at you.Good luck with your investment.

@Benjamin Fuller 1) You may be able to cash out and refinance your MF property and use those funds to pay off your heloc on your primary residence?

Originally posted by @Michael Fuller:@George W. so how do I kno how much to offer if I want to get a profit of the job for offering it and still paying the sub a good enough wageEasy way to calculate markup on the fly.

@Carolyn Fuller so my ADU is located in a working class neighborhood and we are stones throw away from the delta where there are major events like the Bass Fishing annual tour and walking distance to the local stock car events.

Hi @Bill Fuller, and welcome to the BiggerPockets forums!  

@Carolyn Fuller, you're heaven sent.

Okay, it's the way you presented yourself, instead of just saying or asking how to resolve the situation.This very minor tounge lashing is to let you know you need to take responsibility as a professional if you want to be seen as one.