Thank you to anybody who responds.Visit some local real estate investing meetups in your area or ask the local lenders who their most active clients are. 

Many of my clients are high W2 earners who are taking advantage of the "STR loophole." 

*This post does not create an attorney-client or CPA-client relationship. 

Based on most of the work I do with HMLs/PMLs on behalf of my clients, 12% at 70% LTC seems a bit more conservative.

Sometimes you will get a seller who comes back and declares they want off of the loan, or a nasty letter from an attorney saying that you ripped off their client, or a letter from the State Attorney General that you get to visit them in their office.

Whether it be a fix-and-flip loan or a 30-year fixed DSCR loan, nearly all of the clients that I work with will opt for closing in the name of an LLC.As you may know, closing in the name of an LLC prevents the loan from reporting on your personal credit as a tradeline (unless you default on the loan).

Our team along with clients all are heavily investing in the area, and it is a strong place to start. close proximity to New York and New Jersey, paired with extremely affordable property/taxes and high rental demand make it on most people's radar.  

That is my focus when I set up loans for clients- and I will go whoever is going to slow to meet the deadline- appraisers, lawyers, etc. 

I just recently closed on a deal with my client that is in one of the desirable school districts here in Columbus Ohio!

Some custodians are really good but have higher fees, so using them if you have a low dollar account may not be the best move and vice versa. not specifc to ET, but as a GP, we have worked with most in regards to assisting clients get their investment coordinated.