However, bc of the losses, mortgage companies don't want to touch me when I am fully able to pay the mortgage.

Now some food for thought.

On 2/19 - after the lease was signed - I called two HVAC companies and they both said the issue is that the furnace had no heat pump, and was running solely on 2 heat strips.

You can try Rhino or Qira, but these are ventured back companies. 

You can always find meeting rooms at the food trough places, sports bars or eatery. :)   

@Corey Pinch if you're a go-getter, make sure you find a company, or negotiate, that you're directly rewarded for your hustle - commissions, bonuses, etc.

They tend to have less experience, less knowledge, fewer resources, and are more likely to be crooked than a large company that's been around for 30 years.

I'm looking to identify a builder with the following characteristics:1) Eager to grow his/her company and reputation in the market2) Has produced at least five high quality builds in Arizona which are at least 4K sq ft  3) Has proven track record of completing builds in a timely manner4) Personal capital to allocate to projects (optional, but ideal)Please reach out to me if you or someone you know might fit these criteria. are you set that you want luxury?

I'm happy to refer you to a company that helped setup mine.

If you are focusing more on turnkey's then I'd suggest partnering with one of the investment companies so you can buy a property that's been completely renovated and that has a resident already in place.