Are you cash flowing the property?

Does the bank take into consideration the income from the other units?

Best of luck—sounds like a cash-flowing gem!

I have the ability to put 25% down or more to increase cash flow.

If you are planning on living there (ie in 1 unit) then you are house-hacking and this is a different calculation consideration then renting out both units and making it a true investment.

That looks pretty bad for your cash flow.

Essentially are you cash flow positive or negative each month?

For property selection, choosing a duplex or triplex in a good neighborhood can provide steady cash flow, while adding an ADU to a single-family home works well in areas with high rental demand like Portland.

Cash flow great.  

IMO it’s hard for me to sell a great cash flowing asset.