They have a report bills to credit angle.What will happen is that instead of you paying your bills directly, you pay tomo and they pay your bills and depending on how much you decide to pay them monthly they will report 1000 - 10000 in a type of credit line to credit reporting bureaus.There are a lot of these report bills to credit services available these days and most cost less than Tomo...Tomo Boost is the only one I mention because they can back up to 24 months... so if you've paying your cell, or Netflix or Electric Bill... literally any bill... they can back date up to 24 months.So... if you do both Tomo and Rent Reporters... inside of 30 Days you would have 2 accounts over 2 years old and your credit would be in a much better position for applying for a mortgageOne other thing that is worth mentioning is that INCOME is MUCH more important than credit when applying for a mortgage.

My wife and I turn our cell phones on silent on Sunday morning and midweek Bible study and then back on again as soon as it is over.

If you can only map one spreadsheet cell into a document blank once (I am not sure this is a limit but I will explain how to workaround if it is), then you can use cell references in the spreadsheet to copy that one piece of info into many spreadsheet cells; and then you can get by with a one to one mapping because you can have multiple cells.

@Sam GhiHave you considered buying raw land doing a solar farm, cell phone towers, or micro grid.

All cells are unlocked. 

The hwy that allows access to rural communities will be improved rural internet and cell reception.

There are also different types of spray foam with different properties (open cell versus closed cell).

This is typical in our industry and why a lot of owners come on board with us.ALL of my owners have my direct cell and know they can call me any time.

I love the cash flow calculator, but don't understand how the Mortgage cell B13 works.

I'll PM you directly with my personal cell phone if you can text me when you have a moment.