You need to either have the wires re-run through the center of the joists or fur the wall as suggested.

Another option, but check on local codes, might be to pad out the bottoms of the joists with furring strips, leaving gaps for the wires, and then attach the drywall to the furring strips.

Hello everyone I’ll try to keep this as short as possible so it doesn’t turn into a ramble but to give you some background I’m 21 in Pittsburgh my only child is my fur baby 😂 but I’m working and saving money and I want to buy and house hack a tri or quad I was thinking 203k so I’m able to do some rehabbing as well and I want to buy and hold my question is how to get financing once I start getting up into and passed 5+ properties I know it would turn into commercial at that point so would it be a lot more cash at that point?

Greg Junge

.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelery, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residence Good Luck

.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelry, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residence

That's what the isolation furring and adding a second layer of gypsum to the ceiling does. 

I guess you could fur it out and sheath it then tile.

@Greg Junge, We've seen just a few of these (like bunches). 

.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelery, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residence Good Luck