We also have many unique buyer incentives where an investor can get up to a 10% price reduction to come into immediate equity, or get that 10% as a cash back at closing to reduce your down payment and increase your ROI, or buy rates down into the low 4s on 30yr loans to maximize cash flow.

If you are looking to buy in PA, its possible you can qualify for PHA KFIT program that gives you a 5% closing cost forgivable loan.

If the other two parties want to flip a house maybe they can do just that as partners and then sell you the house which you can buy with a primary home loan with low down payment.

only one avenue to this and that is an equity partner that shares your dream. 

Hi Kelly,I am currently with Equity Trust not by choice since they bought out Midland Trust last year (2023).

My recommendation would be different if you were a high-income earner or if you wanted steady equity growth.

So you are talking about a loan of $200K.

I’ve been working with several lenders for DSCR loans, but I’ve found that the fees are quite high, with minimal benefit in terms of lowering my current interest rate.

Those loans take  about 45 days to put together.  

Hard money loan that covered 100% of rehab and 90% of purchase.