It sounds like you’ve been doing some serious groundwork with all the reading and research, which is such a strong start to your journey toward FI and retiring by 55.It’s awesome that you’re exploring real estate as an option, even if you’re not completely sold on being a landlord yet.

Hey @Joy Daniels, I read everything I can all the time.I read a few blogs that go over products and some design.

I have also read alot of books. 

I've read at least half of the books published and I don't think that's true at all. 

Definitely read that and post.

I can definitely attribute a lot of my success over the last few years due to the connections I made on Bigger Pockets and the things I've just simply learned by listening to and reading all the great info available here!

Your strategy takes advantage of your employment cash flow and ability to control discretionary spending.  

So I’ve read that unbrella insurance providers require you to use them for car and home.

Did you read lone #1 of my reply?

You typically need up to two years of stable employment before a bank will loan to you.