.: Quote from @Jay Hinrichs: when I was buying notes I did not even run credit.. but I only paid 10 to 20 cents on the dollar.  

.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelry, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report).

When I checked it out the fund he spoke of was making unsecured working capital loans to businesses with no credit.  

Set aside a big pile of cash or rely on a line of credit you won't be using.The oversimplified insurance concept is to pay a small premium to cover a large loss.

Take out an equity line of credit on the property that can be sides as the down payment for the primary residence.

Local credit union.

I had belatedly realized that FHA goes off personal credit and therefore I couldn't use the LLC for it.

Beyond real estate investing, BiggerPockets Money has great episodes on how to avoid the middle class trap with your investments - ie how to structure your investment best so that they're not all locked up in accounts with penalties until you're 65. 

do not use a line of credit for a down payment. 

Focus on rebuilding your credit, saving for a down payment, and learning the local market.