![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2295118/small_1736455877-avatar-donm156.jpg?twic=v1/output=image&v=2)
5 February 2025 | 205 replies
And does your lender have any issues with Delta?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2137886/small_1736557172-avatar-luisf130.jpg?twic=v1/output=image&v=2)
7 February 2025 | 0 replies
If this effort gains traction, it could fundamentally reshape the U.S. mortgage market, impacting financing options for real estate investors nationwide.The Role of Fannie Mae and Freddie Mac in Housing FinanceFannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation) are government-sponsored enterprises (GSEs) that purchase mortgages from banks and lenders, package them into mortgage-backed securities (MBS), and sell them to investors.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1771699/small_1711481997-avatar-alci.jpg?twic=v1/output=image&v=2)
10 February 2025 | 0 replies
I used a private lender, BackFlip.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2969547/small_1710098866-avatar-davids2772.jpg?twic=v1/output=image&v=2)
2 February 2025 | 4 replies
Working with a private lender can indeed come with challenges, particularly regarding qualifications and funding structures.For your cosigner, they typically will need to be a member of your LLC and the private lender will want them to hold 51% - depending on lender of course.Compensating your cosigner fairly is based on what both parties believe is fair.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3086694/small_1722124783-avatar-ivanc158.jpg?twic=v1/output=image&v=2)
3 February 2025 | 47 replies
Prices are still relatively low compared to many other metros, and rental demand remains strong.I built my portfolio to 12 doors there while living in Detroit (now back in California) and have seen firsthand how the right strategy can still work.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3101858/small_1734183103-avatar-damiend39.jpg?twic=v1/output=image&v=2)
4 February 2025 | 24 replies
CT isn't cheap so if you plan on doing it there you are going to surprised at how poorly you do. maybe in the suburbs I'm not sure but as much as I know people call us from CT and everyone is rich and has lots of money and things are expensive out there. build to rent is a great model. we build 3 story walk up infill and keep it to the residential side. 3 units is the most units before it's commercial and you need engineering, etc. check comparable and things liek that. we came up with this design a year ago and we sold 10 if you want to talk further please DM me happy to connect. there are some great build to rent conferences. we went vertical not horizontal with it to save on build costs and design to fit on any infill lot. this fits on a 3500 square foot lot. most lots in our area are 30x120 or 30x150. in miami where I live now they are 50x100 or so. but any infill lot we can pretty much get this one on. there are some great build to rent conferences coming up too that if you like this topic I'd recommend attending I'm sure you'd learn a lot.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2627042/small_1694805366-avatar-georgel231.jpg?twic=v1/output=image&v=2)
12 February 2025 | 3 replies
Actually, some lenders have a problem with switching it over to an LLC.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2886502/small_1723493064-avatar-brendens33.jpg?twic=v1/output=image&v=2)
10 February 2025 | 21 replies
@Brenden Stadelman in general legit lenders do not ask for maney up front other than for an appraisal.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3175341/small_1738161248-avatar-jilliana6.jpg?twic=v1/output=image&v=2)
12 February 2025 | 7 replies
@Jillian Alonge A HELOC provides quick access to equity for your next property but transferring the property to an LLC via quitclaim deed may trigger the due-on-sale clause—check with your lender.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3132994/small_1728660044-avatar-gregoryl149.jpg?twic=v1/output=image&v=2)
26 January 2025 | 2 replies
Or we gradually perform high-quality updates for a live-in flip, then roll the equity into a new home.Regarding rental income, we aim to boost income, lower our effective tax rate by generating more low tax-drag income with rental income (since there’s not much we can do to lower out W2 tax bills) and have retirement cash flow.To compare the financial impact over 10-20 years, we want to analyze renting versus flipping.