Whether you’re a new investor or a seasoned pro, the competition is fierce, and the best opportunities often seem just out of reach.That’s why BiggerPockets is teaming up with DealMachine to bring you the Off-Market Deal Finding 5-Day Challenge—a completely FREE event designed to help you find your first (or next) off-market deal FAST.Here’s What You’ll Get:📅 3 Live Sessions led by Matt Kamp, VP at DealMachine and a real estate investing expert who’s helped customers close over 15,000 deals.🎁 $2,000 in Prizes just for joining the challenge!

Maybe they bring the experience and provide the funds.I don't like any of your options based on I think you are too new to investing in real estate to take on any of those.

That said, be prepared to act fast on non REOs, or shell out a little more than usual and bring an inspector during tours.

I agree with the others here that say you need to have some skin in the game, if you are going to live there yourself, get an FHA loan rather than owner financing, you can get a 3.5% down loan, personally I do not love these as they require  PMI which is an additional expense, and you also need  bring additional funds for closing at least for taxes, title, attorney and transfer fees . borrowing from anyone else for the down payment, to include a personal loan from the bank is not a good idea, those again will be higher int. rate.

And I see all these people doing it with this scheme and that scheme, and real estate investing content seems a golden ticket. 

.- Some people go to F, but what's the point?

Part of that reassurance comes from bringing some experience to the table and a proven track record of investing successfully.

The triplex is occupied and currently bringing in positive cash flow.

Its current projections are to bring in between 150k and 180k with estimated costs of 60k.  

He teaches people to build small, but productive, portfolios.