Is there other market wide metrics that apply here? 

This is where real estate investing turns into a great area and on paper investment strategies seem great, but when applying them to reality, things can quickly change.

At the end of the day, your servicer is there to keep your loan compliant and to process and apply payments.

Have you tried to apply for conventional mortgage when you have a lot of rentals?

.- Plan: apply this rate to pass-through and self-employment business income.

Well this will apply to your RE LLCs…A new law was passed back in 2020 which has not been on the radar for most business owners.

With the massive increase in STR properties in the US, I am hopeful that lenders and appraisers will evolve to apply income/exp metrics to STR deals specifically, on top of generic property comps.

@Josue RamosRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

I am digesting what you said and figuring out how we can apply.

Additionally, I’m curious about how this would apply to properties in provinces like British Columbia, Alberta, or Ontario.