Private notes require more work than Stocks / Bonds, is the added return worth the extra work?

There is also an ad on small "house" which is also being rented.

If you’re leaning toward adding more units sooner rather than later, consulting with a zoning attorney or architect could give you a clearer path forward!

This deal aligns with my strategy of adding value and achieving robust returns.

Thanks for coming out and joining us - we have some new events and workshops and training that we will be adding shortly - look for a couple of virtual workshops a month and a get started training program to be implemented before the end of the year. 

There is also an ad on small "house" which is also being rented.

You would then stress to not incur any improvement cost above $22,000 or you may have to liquidate the property.In this scenariod, $60,000 if you are making an above return at 10% to 12% annually + $30,000 making $4% in a HYSA, the average return is maybe around 8%The blended return would be about 9%You may be better off investing in the stock market, get a slightly lower return but without all the added stress / work.

Quote from @Eduardo Perez-Borroto: Since the HELOC was not used on improving the home you cannot deduct the interest, nor use that to offset your capital gain.Would adding a battery bank system to my solar panels count as home improvement? 

You could ad ST Louis, Detroit and any other crime ridden crap hole.   

This deal aligns with my strategy of adding value and achieving robust returns.