Or, just pay the realtor to to do their job?

Your goal in that refi period to to get as much of your cost of that bridge loan back and not leave much in the property at all. 

Best to to find RM1 zoning in philly right now and build on that 

I don't recommend you knowingly take out an owner-occupant mortgage with no intention of honoring that clause, but I know many people that do it, and have never met anyone that got caught.The moral being: while I am sure you can do all those things you are asking about, I, personally, don't see why you would go through the trouble and costs, when you don't need to to get mortgage on the multi.

I think you equally partially answered that question, telling the difficulties you are facing with STR regulations.this is my prescription and what I have decided to do .consider HELOC your current property, use the money to 1- add some value to your current home if room provide ( not to exceed X $ amount) you can then rent out the extra created meat to help pay HELOC2- Use the balance of HELOC to purchase another home in an appreciating market and if possible one that allows STR. use cash flow from new property still towards HELOC and just allow second home appreciate OR if you can fine a fixer upper to do BRRRR tat will even be better.that is what I have resolved to to. you can get back to me at 301-256-1578 so we can continue to brainstorm.little cent

In order to try to provide value to the community, let me try to to just that here.I wouldn't doubt the murder statistics mentioned in the article.

However, I don't wish to pay a ton of fees - just to have MLS access last year I had to to pay CAR+NAR+Local Association+ MLS fees.

I often buy using Subject To to buy properties.

Literally Hallways and a kitchen.This would be like telling a hotel you can't have interior cameras in their hallways to to their individual rooms.

You could just to to www.wyomingcompany.com and they do a much better job and have lawyers available to help you.