However, the lender I am working with is part of the Maryland mortgage program that give you the 25K silent loan that needs to be payed back if you sell or refinance.

Personally I think you're making a mountain out of a mole hill here.

I love the federal hill area in Providence, though it tends to be on the expensive side, but also reflects in the quality of tenant and rent that you can get.

As soon as it was signed, 08/12, the tenant went silent.

Thinking of just having my guys just down the hill help me out, it might be worth the drive to them to make a bit more per square foot then what I am being quoted by the locals in Truckee.

I've been investing since 2015 and just closed on another investment property last week in RI (federal hill specifically).

I'd be happy to take a call with you and have a convo with the property analyzer I have for that area, he lives in Cherry Hill NJ and knows South Jersey and those areas like Collingswood, Berlin, Voorhees, Marlton, Haddon Heights, Hamilton, and even as far south as Vineland and down to the Jersey Shore.

I'm up the hill in Tahoe. 

However, go a little north and you get into some much better areas such as Ormond Beach and even Holly Hill has some quainter, quieter streets. 

I just bought a SS facility in the mid west and we were talking yesterday about expansion there is a hill behind us that would take a bunch of excavation.