Regular storage building lookon the outside.

The person I want to invest with is able to accumulate cash, in their personal life, on a regular basis, and is not, over the course of many years, blocked by one barrier or another from this accumulation.

I fire clients regularly. 

So the duplexes are in more quiet secluded areas and rent to more of your regular 9-5 workers there are more than people think but not much for sale. 

In Chicago it regularly dips below 32.

@Placeholder PlaceholderOne word of caution I would advise: If a community or local government is enacting restrictions and also regularly enforcing them, then its often a reflection of the local community sentiment which increases the chance of a neighborhood or nearby resident calling you in if they think you may be running an STR.

@David Lewis I'm regularly looking at multi-family listings on MLS and can only find cash flow in tertiary markets - think Lowell, Fitchburg, Springfield, etc.

If you plan to manage remotely, then find a good PM or have a trusted team that can inspect your property regularly - and be ready to pay them.

I'm in Ohio and we see those lower loan amounts pretty regularly. 

Sunnyvale in Bay Area for example, places a owner occupied deed restriction when approving JADU permit (not for regular ADU though).“ Owner Occupancy Required/Deed Restriction (JADU Only): The property owner must live in either the JADU or the primary dwelling.