This is the American problem, we want but can't afford.I have purchased so many houses a year or 2 or 3 after the divorce.

I’m an American looking to invest in multi-unit properties. 1 unit will be occupied by the family member.Can anyone recommend a real estate agent who has investor mindset? 

I was just there and surprised to meet many Colombians and other South Americans working there. 

A lot of the discussions here are going to be very much a North American application to investing since regulations and financing are somewhat similar for the US/CA, but likely different for Africa/Europe etc.

Albany, Georgia• Population: 74,892• Poverty rate: 33.2 percent (top 10 percent)• 2017 violent crimes per 100,000 people: 1,130 (top 10 percent)• Median home value: $101,000 (bottom 25 percent)"Albany, Georgia, residents are more likely than most Americans to face financial hardship.

Can go from $25 to $500k…large line.Frost Bank, in Texas only.CALIFORNIA: Bank of Southern California, Bank of West (BNP Paribas), Cal Coast Credit Union, East West Bank, up to 60% LTV with "no docs” San Fran, First Republic, Fremont Bank, Golden1, HSBC, Quorum FCU, Silvergate Bank, Umpqua, TEXASFrost Bank, East West Bank, Hanscom FCU, Trustmark Bank, Veritex, WAFD BankUTAHMountain American Credit Union and America First have great rates for HELOCsAmerica First will do a HELOC on an investment property in Utah.STR DSCR Mortgages (not HELOCs)VisioHost FinancialAmerican HeritageLendingOneRCNTemple View Capital

The disadvantage is that they require boxes that hang on the wall and many Americans don't care for that look.

Real estate investing is the safest, and most effective way to build wealth for the vast majority of Americans.  

I've dealt with First American and Homeshield in the past and both experiences have been absolutely awful.

That is my theory, based on about 1,000 years of the history of real estate law from the Battle of Hastings in 1066 to the American Revolution, to the present.