We can't HELOC due to TX regulations and cash out refinance doesn't make sense with interest rates.

Make sure you know the value the ADU will add to the property before building the ADU. 2) The financing on an ADU is typically far worse than for initial investment property acquisition or is often not leveraged (HELOC, cash out refi, etc).

Closing a new loan right now and the underwriter is making me close a HELOC because of the number of loans I have in my name.

I was working with about $300k between savings, a HELOC, and 401k loans.

Most lenders don't do HELOCs on rentals, but there are plenty that do.

If you’re maxed on the first, maybe a heloc up to 90cltv is and option but again.

Second, try to ask for "LINES OF CREDIT" instead of HELOCs.

If my second wife was anything like my first wife, I may be one of those should I use a HELOC to buy my first investment property type on here.

., a duplex or multifamily), you may qualify for a conventional loan with as little as 3%-5% down.HELOC or Cash-Out Refinance: Use the equity you’ve built in your current property to secure a Home Equity Line of Credit (HELOC) or cash-out refinance.

My strategy is to use HELOC to cover down payment and convention loan to cover the rest of the mortgage.