I mean I really don't know the answer.. but there are still a lot of markets were homes have been receding in value since the 80s and 90s  think Rural NY  Rural PA   Detroit  etc etc.. maybe they are just getting back to stability and ready to make brand new highs.I really have a hard time though comprehending the Silicon valley and the 2 million dollar 1000 Sq ft 60 YO rancher though  :)  

i did call my lender and asked however i really am not sure if the customer service agent comprehended my question and acted like it was no big deal. 

Having 40 door knobs now is a challenge, I can't even comprehend 300 annual inspections...that's more than one a day considering there are 200 business days in a year.

You bought a LLC that happens to own real estate, this is a very different world then many comprehend in REI as your in Commercial realm, not residential, so best to reframe things and think of it more like you bought a business who owns 10 restaurants.

@Rick H.Your response is ironic, given your last few sentences are hardly comprehendible. 

Yea, it's usually boiler plate but when you're dealing with legally binding documents it's never an assumption to make.Those documents are very boring reads and in legalese, definitely not the easiest to comprehend and impossible to account of every little clause.

Five years.... just a random number :) I figure it's more than one (which is important for tax reasons) and less than 10 (which is just so far away my brain doesn't comprehend it!).  

Tim,I did not fully comprehend the meaning of what you meant when you stated, "I would never find a place that my wife and I would be willing to live in for any length of time that could."

It's been explained to me about hard lending and cashing out from appraisals after you rehab but I just can't seem to comprehend those techniques.

I see you live in Neptune Beach, FL with almost 97% white and only 1.7% black; sure thats just a coincidence but this may be influencing greatly your perception and ideas of the world or apparent inability to comprehend his plight.