My end game is to show you a path to financial independence, whether that be at 45 yrs old or 70 yr old.  

Keep the risk in check so you will not be taken out of the game. 

Focus on what the rents will look like post-renovation with 4 units instead of 2, and have a clear game plan for refinancing to pull your capital back out. 

They used that period of unemployment to skip paying student loans and then try to get some kind of program/hardship deferral or something aka "gaming the system".

My future game plan is looking to buy a condo with 50% down payment and pay it off within 3 years.

Try again in 2026.It's a long game.

But that’s the game we play. 

If you are looking to be an investor then I would suggest you don't be an agent that is a poor mans game and it will make it way more difficult to find deals. 

My girlfiend and I are looking in La Grange and Brookfield which is not quite as fast west as you, but my aunt lives in Wheaton so I am quite familiar with your area.What's your game plan over the next two years? 

That's their whole game!