Wishing you all the best on your journey.

Your debt to income will be calculated per conventional guidelines and if you qualify with both your current mortgage and the new mortgage plus all the rest of your debt you are good.

You get stuck with higher costs across the board and that 1 extra unit doesn't get you more scale than a quad. on the lending side I agree with others - DSCR is best option.  

They do have you approve different settings that prices your property at the 50th percentile of your market or 75th percentile etc.

If you are doing business based on a Zestimate, you have a big problem.

Maybe you are just looking at the projected 2020 surplus which due to Corona is not going to happen. 

Well, you have several months from the time you graduate to the time you start work.Make as much bank as you can in that period. 

If you had the $$ I would go the flip route.

Turno should get you a good cleaner.

Please feel free To ask any questions about these scenarios.Wanting to buy now but you need to sell your house firstWanting to buy now but you need to save up for a down payment Willing to do work to increase the value of the house but you can still buy it for the contracted price.You think the value will go up and you want to control the house with only a a little bit money.Your credit is too low to qualify for a loan right now.