unfortunately it's bound to happen that you get a bad guest. 

Lenders may have specific requirements or restrictions for loans to LLCs, so it's essential to consider how this might affect your future financing options.Before forming an LLC, it's crucial to consult with a qualified attorney and tax advisor who can provide personalized guidance based on your specific circumstances and goals.

Unfortunately, most people in that position don’t care about what our own personal situations are, they’re interested in their own ends.

hi @Neetu Patil, that's unfortunately more common in CA these days, many companies have stopped quoting new business and/or are dropping certain types of homes.  

Dave may have become a victim of circumstance, but it was a circumstance he put himself into.

@Wesley MyersIt would be very unfortunate if someone was a BB gun sharp shooter

Unfortunately, I don't believe such a calculator exists. 

Your unfortunate experience is summed up in the word ‘trust’.

Unfortunately, it's highly unlikely a standard home/rental policy will cover flood or landslide. 

The unfortunate thing is they also diverted your neighbor's drainage to your backyard, with nowhere to go.