Protecting yourself from any future issues will require a good understanding of the situation your house is in when you buy it.Tl;dr: crime here is relatively low, declining population numbers don't take students into account, properties are cheap, rents are high BUT be careful where you buy.This concludes my TED Talk, ha!

TxDot is requiring a portion of a property for ROW use. 

Hey @Dwayne Clarke  ADU's are awesome, but they do require careful management.

All Contractors are subject to the lender’s determination that the contractors are qualified and experienced, have all appropriate credentials required by the state, are financially able to perform the duties necessary to complete the renovation work in a timely manner, and agree to indemnify the borrower for all property losses or damages caused by its employees or subcontractors.Multiple Specialized Contractors:Ø Since this is a limited repair/renovation program, no General Contractor is required.

Are there any special requirements to purchase a Freddie Mac home?

This is becoming more true for government employees clearly given the recent "Use It" act which will require 400,000 government employees to go from a remote to a hybrid role which started in January of 2024 and will continue to ramp up as time goes on (Source 1, Source 2)This trend will continue as companies realize more increasingly they need to be at least hybrid to be competitive.

A handful of DSCR lenders will cashout refi after 3 months seasoning, but the vast majority require 6 months.

Portland has gone a step further, imposing requirements almost guaranteed to trigger unintended violations.

Validate planning zoning requirements and access to utilities.  

Rehab will be required.- you may need to look outside of Phx to markets like Gilbert/Mesa or even Tucson.